“White people make money don’t spend it, I’d rather buy 80 gold chains and go ignant (ignorant)”. – Kanye

Thinking about money:

Why does this matter?

“Money sets the whole world in motion” – Publius Syrus

Do you know when people say that money makes the world go round? This is true.

So what is money anyways?

First, money is fiat, faith-based. Fiat currency.

Currency is an interesting word and term because it evokes the feeling of water, movement, river streams and tide pools.

So first of all, let us consider the notion of “income streams“. There’s this notion of “passive income”, I think first popularized or maybe coined by Tim Feriss, in his four hour work week. But I believe there to be a myth of passive income which means, income is and must be active. You cannot just sit on your butt and collect rent.

The myth of passive income

Also with rent, rent money is funny because even if you’re collecting rent, there’s a lot of work management you gotta do. For example, you have to fix and maintain your properties, make sure that your tenants pay their rent money, do background checks, deal with vacancies etc. It is one of those things that we as renters feel that the landlords have all the power, but in fact, assuming that you’re already wealthy, you actually might have more power as a renter than a landlord. Why? If you have a very good apartment and it is rent controlled, technically according to NASSIM TALEB you have greater optionality.

What that means is that you have a privilege to live somewhere, not an obligation. In theory you can leave whenever you want, and you’re not behelden to the property.

What would Aristotle, the ancient Greeks think?

In regards to the ancient Greeks, I think they may be the best model because starting from Roman times, their society already started to seep into degeneration, degeneracy. Even during Homer’s time, Homer was already saying that the ancient Greeks were falling into degeneracy, even when he was writing the Iliad.

I am currently reading Politics by Aristotle, and I find it to be a really fascinating read. Essentially what he says about household economics etc., as well as his thoughts on substantive versus speculative finance, real versus fake finance. He essentially says that real finance has to deal with animals and fruits of the earth, everything else is just imaginary.

Also, his thoughts on slavery. Essentially in ancient Greek times, the ultimate goal was to have the laborers, slaves, craftsman, mechanics do all the dirty work, and the true nobleman and free man would just use all of his time and leisure for building virtue, philosophical thinking, and participating in politics, the politics of the local city state, the polis.

In modern-day times we always think about politics like it pertains to international politics whatever. But the original term politics referred to the polis, the immediate city-state. It was not focused on foreign affairs.

What is the ideal city state?

What I like about Aristotle and his writings is that he’s always talking about the ideal, and talks a lot about studying from the best of the past and the current, in order to formulate his thoughts. Also his writing is straight simple and clear, and very authoritative. For example, he quotes Plato and his Republic, and straight up says: “Plato is wrong.” Almost as hilarious and ballsy as when Nietzsche said: “Plato is boring.”

True financial freedom

Two things: Pay rent money, pay for food and groceries, and basic utilities, like your Wi-Fi, gas and electric, gas for your car etc. Beyond that, what else do you really need? 

Another fun experiment I’m doing is just paying for rent money by using the profit on my cryptocurrency speculations, simply using Coinbase, and profits from CHAINLINK. For personal reference, I am currently 90% invested in chainlink, 10% in bitcoin. I believe this to be an interesting barbell for a risky yet “safe” investment speculation, in thinking the next 30 or 40 years.

Also, in terms of our cryptocurrency assets, we don’t have more than 10% of our whole life savings tied into cryptocurrency. Therefore if it all goes to zero in theory, not really a big deal. But my personal belief:

Bitcoin will never go down to zero.


A very interesting thing that I learned from NASSIM TALEB, maybe it was written in his book ANTIFRAGILE, is this notion of decimation. The basic idea is that in ancient Roman times the army, if cowardice was suspected, at random, 10% of the army would be put to death, it was a good way to prevent cowardice, especially one facing an impressive enemy. 

10% is interesting because in theory, if you lose 10% of your army, it is not enough to significantly lose your forces. A 10% loss is more than acceptable. For example let us say that you’re playing StarCraft, and you got an army of zealots, all upgraded with dash and full armor upgrades, if you lose 10% of them, you could still kill the army of zerg maybe if you do good enough micro management of the units. 

Finances is also similar — best to have 90% of your money in insanely secure bonds, CDs or stuff that might beat inflation, even a simple savings account at 5%. Then put 10% of your money in extremely speculative cryptocurrency speculations, rather than putting 100% of your money and boring “medium risk” funds.

“Never trust a risk number even if it is right.”- TALEB 

Why we should not trust economists

First and foremost, economics, being an economist, is the new hocus pocus of modern day times. The reason why economists are so highly regarded is that currently speaking the new global religion is capital and capitalism.

Therefore as a consequence, the new modern-day priests are economists, and these fake talking heads on the TV screen.

The reason why we should trust no economist, is that they use fake numbers statistics and fake math to justify their thoughts and positions. Even Nate Silver, who everyone thinks is some sort of genius, mispredicted Trump getting elected into office. Why? Even if you’re a statistician with 99% accuracy, the one percent of the time you’re wrong, it could cost billions of dollars.

The reason why we should also not trust no economist is that most of them are protected from the real world. Their opinions reports and thought pieces have no connection to reality. A lot of them are getting a fat salary and steady paycheck from their tenured professor positions at Harvard Yale Princeton or whatever, and therefore the predictions thoughts they have, have no bearing on their own personal finances.

Better instead to trust individual individuals who actually have skin in the game, or money in the game. That is that your opinion is tied to your own personal bank account, if your opinion is right, you make the big bucks, but if you’re wrong, you lose your shirt.

Where I am coming from

One of the best things about growing up poor and when you have seen your mom go through bankruptcy twice is that in some funny ways, it makes you more brazen, less fearful. Witnessing my mom go bankrupt, because my dad gambled away the rent money and we couldn’t pay rent, and she would just rack up credit card bills just to pay basic expenses, what I learned is at the end it’s not that bad. My mom got family support, community support, church support, and ultimately she was OK in the very end.

So for myself, the reason why I have such a high tolerance for risk is essentially nowadays, I live like a poor person. My New Year’s resolution is to buy nothing; or close to nothing, or just to not buy stuff that I consider silly or superfluous. Even acquiring free stuff; to me that is just more clutter in my mind in my life and my home; we new elite is about minimalism, even to a fault. 

Also, the American entrepreneurial spirit. Even my dad when he first came to the states, was extremely entrepreneurial. He started his own business when I was very very young, I think selling audio equipment. As he had a passion for music movies and film and cinema. I actually think his great ambition of life was to become a great film director. Even at a young age, I recall him watching Alfred Hitchcock the birds, Schindler’s list, and all these other great avant-garde films.

So now, raising Seneca, he is currently two years, around 11 months old… his training is very simple; simple, physical, Spartan. 99% of the day we are just at the local nature center, hiking on dirt paths, walking around, doing gymnastics at the playground, even now, I bought some wooden gymnast rings which I just hang from my parking spot in the back of my apartment, and he could swing around it, and hang around it! It is pretty amazing.

Another thing I learned from Aristotle’s Politics is that with children and child rearing, the logical order is first physical training and gymnastics, second is nutrition and feeding, third is the intellect. It seems that in modern day times we do the total opposite; we don’t really focus on physical exercise for kids, we just try to make them look smart. But book smarts is bad smarts; real smarts comes from the real world.

As a consequence, I probably literally spent close to no money on him. The only thing that we paid for in the early days were maybe diapers, and buying some random stuff on Amazon like training underwear, etc.

Now, he eats wagyu ground beef well in the air fryer, pro tip just toss a bunch of small broken up pieces of ground beef in the air fryer for 10 minutes, sprinkle it with some salt and pepper and give it to your kid! I think precisely because Seneca was born and fed such a high meat diet, he is the buff strong and tall boy he is today.

100% carnivore kid.

What should we use money for? 

What is the proper use of money?

For myself, Costco. Funny enough it looks like out of all of my normal stock investments, Costco is doing the best! Why? As inflation goes up, food gets more expensive etc., everyone likes to think that they’re not being “ripped off”– nobody likes to think that they are overpaying for anything. Costco is funny because it is almost like Walmart but with a good conscience; a lot of middle-class even rich people have thought of Walmart as akin to the devil; whereas Costco has warm fuzzy feelings. Half of the fun even myself as a kid going to Costco was getting the hotdogs at the food court, and also getting all the free samples! Costco is almost like going to Disneyland, with benefits.


To me, the only real food substance is meat. You could thrive on 100% carnivore meat red meat diet, good luck with lentils beans and potatoes. That is poverty food. 100% red meat beef lamb diet is fit for the gods.

Let us consider, the nonsenseness of veganism; the etymology and history of vegan comes from vegetarian, vegetarianism. Essentially the vegans were the more hardcore vegetarians; the word “vegan”, essentially is the word vegetarian with fewer letters.

Why do people even go vegan in the first place?

Honestly I think being vegan is more of an ethical thing rather than a physiological concern. This is where vegetarians are more honest than vegans; a lot of people who are vegetarian do it for religious regions, for example people from India or south Asia, or some people just don’t really like the taste of meat or flesh, prefer to eat cheese eggs dairy and fish instead. 

Thinking historically

What I also love about studying ancient history, Rome, the Iliad, thinking about Homer is that back then, there was none of this nonsensical being “woke“, or political correctness. The Greeks were a hard and simple race; you were either Greek or a barbarian. Even the word barbarian is originated from the notion of “bar-bar”– anyone who did not speak Greek, their language sounded like somebody saying “bar bar bar”.

And also this is where notions of “white supremacy“, or being “white”, is nonsensical. Were the ancient Greeks “white”? No. They were olive skinned, very tan.

We acknowledge and understand that the ancient Greeks were probably the peak human and society of its time; maybe it makes sense for us to go back to the fountains, and for us to seek to imitate the best of the best, the crème la crop of the past.

How did the ancient Greeks think about money?

First, in the time of Homer, the Iliad the odyssey etc.; there was no notion of coins, or coined money or currency. The notion of coin is actually pretty good, like bitcoin, because the original minted money was actually coins, not paper money.

Also, gold. Gold was always highly valued throughout all of history, even during the time of Homer and the Iliad. For example the greed of king Agamemnon, what did he want? More gold, more women, more land, more slaves, more power.

Even as a sidenote; an Achilles was told by his father figure that king Agamemnon was the superior man, because he lorded over more men. 

During the time of Homer, and the Iliad; wealth was concentrated in food and meat, oxen; the notion of a “hectacomb” was the generalized notion that if you wanted to appease the gods and make a sacrifice, you had to sacrifice 100 oxen, which was a lot. Why? An ox is interesting because you could eat it, and also you could use it as manual labor. Maybe back in the day, having one ox was almost like the modern day notion of having a Lamborghini; can you imagine sacrificing and burning 100 Lamborghinis to appease the gods?

What did Achilles want?

If I ever had to rename myself I would just need myself Achilles. Why? He is practically invincible; what is it that he wanted in the Iliad? Honestly he was tired of war and conquest and battle; he just wanted to chill out, retire, enjoy his land and pastures, and enjoy Breisis his prize.

Even Achilles said wisely; No amount of wealth in the world is worth a life, my life. Not if you took all the wealth of the world, all the gold of the world, and multiplied it by 65. Once you’re dead, you’re dead forever.

Even in today’s world, I don’t think sacrificing your life your own personal life is worth anything; I would only ever ever ever sacrifice my life it was for the sake of Seneca’s life, or Cindy‘s life, or both. Otherwise, I have zero interest in being drafted to go to some sort of senseless war, in order for America to procure more oil or whatever.

And this is where I believe that war is so superficial; would you be willing to send your own personal blood son, your first born son, to fight in the front lines of Afghanistan or whatever, for some sort of strange political advantage? No.

Buying a house?

Things are starting to get ridiculous. In LA and Culver City, you can’t find a good single-family home for less than $2 million. Even a $2 million or $3 million home, it’s not really in the best neighborhood either which is 100% pedestrian friendly. I was looking at this brand new $3 million house, which is pretty nice, but it’s kind of in the middle of nowhere, I cannot enjoy my lovely morning walks as I do just walking from my apartment from the arts district.

Renting is superior?

I wonder if renting is actually superior than owning because you got more optionality, less obligation. 

“You work for a living, I live for a living” – Jay Z

Ultimately what is it that we really seek to do, our desired activity?

I think what we really desire to do at the end of the day is physical activity, vigorous activity, to be physical. Physics, human physics, our own human body.

We want to walk around, go on hikes, be in nature, go to the beach, swim around, walk around mountain paths, pick up heavy things, throw around rocks, do fun gymnastics things, hot yoga, lift weights etc.

The ultimate luxury in today’s world is the human body. It all matter if you own 100 Ferraris, if you are obese, old and fat, none of it is worth it.

Even I was randomly doing some research about Hugh Hefner, the big issue is that apparently he just lived in his Holmby Hills mansion for his whole life, wearing nothing but silk pajamas, taking weird hallucinogen drugs and Viagra, in poor health, having sex with all of these random women, forcing them to do drugs, get plastic surgery etc. 

I think the weird notion is a lot of men, they seek to become some sort of playboy? To grow a beard, buy a bunch of guns, have sex with all these women, massive orgies with all these beautiful women, for the sake of what?

The merchandising of women

In today’s modern day capitalistic society, women are the new objects, the new products being sold. The strange promise is this; you get rich successful and famous, you get the Lamborghini or the Ferrari, and then suddenly all these beautiful women will flock to you, want to have sex with you, fulfill all your weird sexual fantasies, etc., and suddenly you’ll be happy for the rest of your life?

It seems the weird sexual perversion we have in today’s world is that maybe… the trend is we want some sort of 100% subservient female sex bot, 100% obey us, and fulfill our sexual desires? 

But let us not forget, the purpose and function of sex is for us to beget children; the hormones and the good feelings associated with it is to promote bonding between the man and woman, and to solidify the family relationship. This is where I am pro monogamy; even Zeus was married to Hera! Although he did sleep around a lot. 

Buy nothing?

One of the greatest things that was born out of Covid was the Facebook buy nothing groups. Essentially close to 100% of all the baby stuff we got for Seneca was for free from the buy nothing group. Cindy would just message other moms, get a bunch of free baby hand-me-down stuff, and we literally paid close to nothing for all of his baby stuff. I estimate that from the buy nothing group, Cindy might’ve saved us close to $15,000.

It takes more skill to buy nothing?

Ultimately I think money is like some sort of game; the game of not spending money seems to be more interesting than spending money.

There is nothing morally or ethically wrong about spending money, the only issue at hand is when people spend money in some sort of boring way, they go into debt, credit card debt or whatever, and as a consequence, they lose their freedom?


Financial Fitness

I don’t know if this is yet a notion, this notion an idea of “financial fitness“. The general, generalized idea is this: we talk about physical fitness, physical health or whatever, yet we never talk about financial health, financial fitness whatever.

Perhaps the reason I don’t like or trust all these other random people who talk about finances ultimately, they are selling some sort of product, service, or they are sponsored by advertising and advertisers. The big problem about this is that their opinions are not pure, also in my opinion, not critical.

I have never met anybody in real life why consider financially successful, maybe besides my friend Todd Hata, who maybe works only one day a year, and he is enjoying his digital nomad life, traveling the world. His simple studio lighting company on Amazon is genius, his bread and butter is these photo clamps. 

Another friend of mine who I consider very financially successful is Don Dillon, who made his fortune building up his own company, later selling it, and after building an art house in Arizona, later selling it, and just opting for more low-key lifestyle, just living in a simple condo with his wife Diane in Dana point, Orange County California.

Meeting real life successful people?

Something cool about Don, he used to own a Porsche race car, has a Porsche 911 GT three, ultimately, just prefers to drive his dodge ram truck around. At this point of life, he just wants to focus on travel and photography.

Also, another private workshop student of mine, who actually designed princes phallic purple guitar, also was in the Ferrari scene, I think he might’ve owned 10 to 50 Ferraris, used to go to all these car meet ups and racing stuff, it ultimately sold all of it, and just bought a simple Lexus RX car, to deal with the Minnesota winters.

Real rich or fake rich? 

My personal hot take of LA, being in LA, even spending a lot of time in Orange County whatever, is that a lot of people are “fake rich“, this means that it seems that they are rich and successful and wealthy or whatever, but in fact, they are living paycheck to paycheck, and also are in deep debt. For example, as long as you have a mortgage on your house, you ain’t free. Doesn’t matter if your house is valued at five or $10 million or whatever, as long as you have to pay a monthly mortgage payment, you are still in debt. And don’t throw this nonsense, “equity”, around; or even notions of “net worth”, not critical. The only true wealth is to have zero debt, zero obligations, zero mortgage, own zero property.

Even the problem about property ownership, even if you bought the house or whatever in all cash; you have to consider maintenance fees, property taxes, home insurance — all which can cost $3500 USD a month! Same price as rent!!! And that doesn’t include the mortgage which in total can cost you twice the price of rent … $8000 USD a month? Seems like a scam to me.

Condo versus apartment?

I’ve been thinking a lot about condominiums lately, on one hand it seems like a good idea and on another hand it seems like a little bit of a scam.

I suppose a good thing about having a condo or only a condo, like my friend Timothy Flanagan is that if you’re abroad a lot and travel a lot, Technically the upside of owning your own home condominium thing is that ultimately, you have a place to store your stuff, a little bit more space, maybe you have a garage or a basement or something, and you could just leave your stuff there, somebody else will maintain your property, and after you travel, you still have a place to come back home to.

One thing I am actually insanely grateful for is the fact that Cindy, Cindy‘s mom, Cindy‘s family owned their own single-family home, in Orange County, and the great upside is that while Cindy and I was traveling the world, living off the grid, nomading around, living abroad in Vietnam Japan for about two years, we still had a home address that we could send our mail to, a steady home address where we could file our taxes, credit card reports, bank statements whatever. Apparently a lot of people who adopt a digital nomad lifestyle, and have no real family connections, the big issue is that still… It is good to have a solid and steady home address where you could send financial paperwork to.

Financial independence, retire early

Something also very cool that my friend Timothy Flanagan did was opting for an early retirement, I think he officially retired last year, maybe at age 52?

Also, an interesting funny thing is that a lot of people actually have the option of retiring early, if you’re in the school system you could technically retire as early as age 50! Granted your pension and your Social Security or your financial fund isn’t that much money, but still… to no longer have to show up to work, for the rest of your life, at the young and ripe age of 50 years old… isn’t that great?

Better to retire at an earlier age and live more poorly, than to retire at an older age and live more richly.

Work and identity

Perhaps the big issue here is that people put too much of their self-esteem and their self-worth into their occupation. Yet, if we think about the movie 300, and King Leonidas asks his Spartan 300; “what is your profession“? They all throw their spears into the air and go “woot!”

Spartan philosophy

So what is it that you really want and desire? 

My critical thought is that it seems that honestly speaking, most people don’t really know what they want in life, nor maybe they don’t have the courage to actually pause and assert with a truly desire and want in life?

For example, I often ask people if you magically had $100 million deposited into your personal checking account, and never had to worry about money again… What would you do with your life, how would you live your life? The typical responses are a bit standard; travel the world, buy a house and some property etc. He had most people don’t really go beyond that.

To me the notion of financial independence retire early, “fire“, is the point in which you no longer make money cruel tied with your own personal self-esteem. Just think; once you could pay rent, pay for groceries and meet at Costco, basic utilities like gas electric Wi-Fi your phone bill etc., what else do you really need?

So now what?

Once you retire, or once you’re financially robust, then what?

My thought is just focus on art, your arts production, your creative activities, your philosophical thinking and writing and production, publishing your ideas thoughts and creations etc. 

Let us consider that for most people, towards the end of their life, a lot of people who made their millions, and now are in their 80s, mid 80s, early 80s, late 80s… what is it that they focus on?

It seems art. Either art production, art purchasing, art accrual, art creation etc. What is the basic notion behind all of this? The basic notion is that people have a desire and an impetus to create art, share art, and propagate art. It is in our body, our souls, our sinews our blood. 

Financial strategies for this year this new year

Simple thoughts:

  1. See how long you can go without buying nothing. Join the Facebook by nothing group in your own local city and area, and it seems a really good way to build a real community. For example, ever during pandemic, Cindy became very active in the Facebook by nothing group in Providence, and now here in Culver City, and interacting and meeting people in the flesh, sharing physical possessions is fascinating because ultimately it is not even about the stuff; rather, The stuff that people give away for free is a totem of goodwill, and having the opportunity to interact with others.
  2. Investing in your health and fitness: one of the important things to consider is that it doesn’t matter if you have $100 trillion in your bank account, if you only sleep two hours a night, are insanely sick, unwell, lack exercise and natural light, eat poorly, etc.… all of the money in the world multiplied by 1 billion isn’t worth it. Once again just think, does say that you only sleep one hour night, or addicted to methamphetamines, but you got $10 billion in your bank account, and the pain that you feel from 0 to 10 is a 50, is money and wealth worth it? No.
  3. Think about digital real estate, rather than land-based real estate: it is insane, you could buy a “.com” domain for only 10 bucks a year, 20 bucks a year. This means you could own digital property for only one or two dollars a month! I’ve been on a bit of a digital rampage; gobbling up internet real estate. Currently I own some new fun domains which include,,,, ericKIM.LA, erickim.AI, and it was all inspired by Cindy who bought me the domain for about 1000 bucks in 2017. Now I am sure it is worth millions. Typically when I am interested in a concept, I just go to, and I search whether the domain is available or not. Typically speaking the best domain to get is just a simple .com website, the new sexy domain which I actually really like is the .ai domain; don’t do the .io domain, which stands for input output, nobody has any idea what that means. Everybody knows what AI is. It seems that everyone has watched the terminator movie. They know what Skynet is.
  4. Make and design your own clothing? One of the greatest benefits of living abroad, spending time in Vietnam, and also more recently going to Korea, is that I have been designing my own ideal clothes, my own ideal equipment, products, leather products, etc. For example all the HAPTIC PRODUCTS, HAPTIC INDUSTRIES PRODUCTS… I always thought to myself “If I could design and create my own ideal things products clothes etc.… what would they be and what would they look like?” As a consequence I created the HENRI line, the ERIC KIM line etc. How can you design and create your own clothes and stuff? Either just make it yourself by hand, à la cart, one piece by one piece, or, a simple way to do it is find a friend or a local craftsman, share your vision with them, share your design concept, and have them physically produce it. For example I’ve been getting a lot of compliments on my ERIC KIM PORTFOLIO BAG which I designed and produced while in Saigon in Vietnam in 2017, and it still looks insanely beautiful, and I get so many compliments on it! I have zero interest, -100% interest in ever purchasing any product at any foreign store. ERIC KIM is the new Balenciaga.
  5. Delete Instagram: I think the easiest way to gain a 500% boost your personal happiness is via negativa; just delete your Instagram. When I deleted my Instagram in 2017, it might have been the best thing all time. And no, the current ERICKIMphoto Instagram account is not me; I think a virtuous fan of mine re-created the profile and populated with some of my images, which I find insanely flattering. Instagram is bad because it is the new digital slavery, the new digital serfdom. You are promised this “free” land, this “free“ digital real estate, but in fact at the end of the day, you owe nothing, you are indebted to this rented land. And as a consequence, you have no personal freedom. Very very simple; create your own website blog, and all you have to do is post anything and everything to your own personal blog and website that you would otherwise post to Facebook, Instagram, X, YouTube, TikTok whatever. Even Snapchat. The reason why this is such a good idea is that You built equity in yourself, rather than building equity for the platform. Let us consider how disingenuous these foreign platforms are; you do all this hard work of creating information, pictures, artwork, videos and media, music whatever, and these sneaky advertisers insert their own advertisements in between your content? Am I the only one who thinks this is a bit denigrating?
  6. Think ancient: honestly the only ideas that I trust is anything that was written in ancient Greek, ancient Greece, and before. Even with philosophy, my personal suggestion is don’t read anything after Socrates. Socrates was a strange fellow, ugly, and he was the original person who tried to “virtue flex“, trying to make this weird notion of virtue as the Apex human male goal. But in fact, the only reason why Socrates took virtue as his weapon was because he had no army, no soldiers, no military power. He was the first tyrant of the soul and ethics; even my best friend Seneca the stoic sage was was too influenced by Socrates. In some ways we could think of Socrates like the original Kanye West; the first insanely radical thinker, who went contrary to all notions of good Greek behavior. As a consequence, a lot of the modern day philosophy we have today is perverted and weird and a bit boring.

Don’t watch nothing that has advertising, or is supported by advertising.

This is almost everything. This includes television, sports, magazines, newspapers, anything on the Internet or blogs or websites that is supported by Google sense advertising, YouTube, trust no YouTube, YouTuber who has advertisements on their channel.

The reason why it is wise to cancel advertising from your life in your brain and your eyes and your ears is that we are actually much more influenced and nudged and brainwashed by advertising then we think we are. For example, I think the mind is actually very very sensitive; and as artist, we have extreme sensitivity to ideas sounds, bodily sensations whatever… Don’t think that you are immune to it. In fact, my personal wisdom is that I know that I am actually very very easily influenced by almost anything and everything; therefore the best way to protect yourself is active defense; delete delete delete, delete all the advertising from your life.

How does one best leverage money as a tool?

My personal thought is that money is just codified human labor. For example, the best way to use money, should be hiring labor. For example you have all these people in Beverly Hills, Homeview Hills etc., who want to build these big ass mansions. Of course there’s the cost of material, but ultimately, The most critical thing to consider is people who actually build it. What I have personally observed is that a lot of these Beverly Hills mansions are actually being built by contractors, who contract out the labor to Mexican immigrant workers, whether legal or illegal.

In California, whenever you see a person who looks Latino who works in construction, just speaks Spanish to them. A lot of them are from Mexico, some of them are from Guadalajara, Honduras, other places from southern America. They almost all speak Spanish.

Speak to the janitor

It seems that the most interesting people to talk to is actually the people who run the facilities, hygiene, the janitor. Why? They really know what is behind-the-scenes.

For example, one of my new friends his name is Noel. He used to work at the California club, the extremely elite high-end exclusive club for politicians dignitaries, Ronald Reagan, Arnold Schwarzenegger whatever. He told me the true scoop behind-the-scenes, because when you work as a janitor and you clean spaces, You really do see peoples true colors behind-the-scenes.

For example, apparently Arnold Schwarzenegger is fake. In front of the other people on the cameras he smiles and takes pictures and whatever, but the second he goes behind-the-scenes, and there are all these Mexican Latino janitors workers and staff, he gives them the culture and doesn’t even acknowledge their existence.

Also, apparently a lot of the old money, the real rich people, a lot of them who have either passed away or are very very old now, or actually pretty low-key. The dress in plain clothing, and just drive some old Mercedes car, whereas a lot of their children, the air of their fortune, drive flashy exotic cars like McLaren, Lamborghinis for whatever. we must consider nepotism; a lot of these kids, whose parents are super rich, simply inherited their wealth, and they blow it on stupid things like cars, clothes, drugs, alcohol, clubs, prostitutes, strippers, women etc.

so why do I care about all this?

I personally care because I grew up poor, and ultimately money is the thing that fascinates everybody. Even these stupid fake woke and artist communist; come on, they all have iPhones, have Instagram, maybe own a dog or a pet or a cat or something, and even if they want to live off the grid in Portland or the Midwest or whatever, they still have some sort of automobile car which requires either gasoline, or even recharging their electric car. I find these fake ass hippies to be very disingenuous, the new modern day losers.

How to thrive in today’s brave New World

 First, I think it is a good idea to try to participate in local politics, the politics of your local neighborhood your local local city, local courthouse, maybe even the politics of your school, your kids school, parents association, the local nature center whatever. certainly you want to add more obligations to your life, but having the privilege in the luxury of participating in politics is the new luxury.

For example, if you get that stupid traffic ticket, the traffic camera ticket or whatever, maybe even if you are in the wrong, it is a good idea to try to contest it, show up to court, and try to make a plea before the judge. You still might be charged, but, Often you could do fun things like community service or doing other unorthodox things to get it off your record. Maybe we should think of this like a luxury; to “waste time” is the new luxury.

Other thoughts

To me, the best way to think about all the stuff is to think ancient Greek literature, even the ancient Roman stuff. Or maybe think about the Medici, Italy, coinage, international trade etc.

Back in ancient Greek times, it seems that a lot of wealth was produced via the sea; military prowess in the sea, as well as international trade, by boat. Consider all the wealth that was made importing coffee from Ethiopia into the Middle East, the term arabica comes from Arab, because the Arabs loved coffee, and the origin of the Araica coffea Plant was from Ethiopia.  Later other strands were created in Java, and in Indonesia, I think the Dutch made a killing importing products goods from Indonesia and propagating it worldwide.

Even the international spice trade, and salt. Becken inch in Roman times, salt was one of the most prized commodities, a gold. Even the term “salary”, was based on the notion of paying a Roman legionary soldier with salt, or remember the biblical notion that a man is not “worth his salt“.


Apparently there is a really good historical book on the history of debt. I’ve been kind of meaning to read it, but from what I understand, maybe the origin of money is actually from debt.

For example, a lot of the early cuneiform form, and early writing was simply to see who owed what to who. 

In fact, the reason why I am enthusiastic about this notion of a block chain is that you can track money on a public ledger … the original ledger once again was to record debt.

Debt is the devil

It is commonly written in the Bible, ancient Abraham religious text that debt is immoral. I think maybe even in the Torah, or Jewish law says one should not lend more than a certain percent of money to somebody else.

In fact, it seems that a lot of wealth is made on naturally, by people simply moving around debt interest as well as loans.

For example, if you buy a house, but you take out a mortgage, who owns your home? Not you, the bank.

It doesn’t matter if you put 10% down 20% down 50% down or even 90% down… As long as even a fraction of that house is mortgage, the bank technically on your house. It doesn’t matter how many times you refinance, borrow money against your home, it is still not yours.

So why does this matter?

Moral of the story: 

  1. Don’t get into debt, not for any reason. No matter how good offer may seem. Don’t go to a fancy Ivy League school if you got to go into that, certainly not a UC. Don’t ever go to school for anything that requires you to go into debt. Only go to school if you have a free ride, 100% scholarship, for myself I pretty much had a free ride to UCLA, except of the fact that I had to do some work study.
  2. If you’re in debt, pay it off as quickly as humanly possible.  And actually, if you’re intelligent, see if there are a special debt loan forgiveness programs, and or whether you could do some sort of logical bankruptcy, which may ruin your credit, but get that crushing debt off your shoulders.
  3. Essentially live like a poor person, or broke starving college student. Cook all your food at home, quit alcohol weed and media, and make it your focus to build your own empire.