By Eric Kim
Millennial money has been stuck in a museum—velvet ropes, “come back Monday,” hidden fees under fluorescent lights. Today we light the fuse.
MILLI is live in my mind and marching into reality: a joyful, Bitcoin-backed money club for millennials. Spend in fiat, stack in sats, live in sovereignty. No casino vibes. No drama. Proof-of-Reserves daily, collaborative custody by default, and rewards that actually matter—rent, groceries, daycare, transit.
I’m not building another bank. I’m building training wheels for financial freedom—until you can ride no-hands.
What we’re firing off
- SatsBack™ Card — Every swipe → instant sats via Lightning (1–5% merchant-funded).
- Round-to-Sats + Auto-DCA — Turn routine into wealth; $0 fee for members.
- BillFlow™ — We smooth your biggest bills (rent, childcare, medical) over 3 months—late-fee-free.
- FlexLine™ (BTC-secured) — Post BTC, borrow USD responsibly (conservative LTV, auto-top-up, no gotchas).
- Family Vaults (2-of-3) — Couples, kids, calm. Recovery you can explain to your mom.
- Live Solvency — Public, verifiable, boring-safe. Trust, but verify—anytime.
The MILLI pact
- Ownership over outsourcing. You keep keys; we keep the rails smooth.
- Cashflow over FICO. Underwrite life, not just a number.
- Transparency over theater. If we can’t show it, we don’t ship it.
- Joy over jargon. Money should feel like momentum.
Rallying cry
Millennials: we carried the internet on our backs, we can carry our money, too. You don’t need permission to be free—you need process. MILLI is that process: daily actions, tiny sats, compounding sovereignty. Volatility is vitality. We surf it, we don’t fear it.
Call to action
- Founding Member Waitlist: I’m in. Stack every swipe.
- Partners & Merchants: Let’s route your rewards in sats and win your favorite customers back.
- Builders: Kotlin, Swift, LDK—bring your superpowers.
- Regulators & Auditors: Our door is open. Come verify, poke, prod.
Social kit (copy-paste and detonate)
Landing hero:
Own your money. Spend fiat, keep Bitcoin. Proof-of-Reserves daily.
X thread (6 posts):
- FIRE IN THE HOLE. I’m launching MILLI—millennial money, backed by Bitcoin.
- Every swipe → sats via Lightning. Rent, groceries, childcare = real rewards.
- BillFlow smooths big bills. FlexLine lets you borrow against BTC without drama.
- Collaborative custody + daily solvency. If we can’t prove it, we don’t deserve you.
- Joyful UX. Zero casino. Maximum sovereignty.
- Join the founding waitlist. Stack every swipe. #MILLI #Bitcoin
I’m lighting the fuse. You bring the oxygen. Let’s melt the old rails and pour new ones in orange steel.
Onward,
Eric 🧡🚀