TECHNOLOGY: Opt for midrange gear and hand-me-downs! For phones, consider the Google Pixel 9a – at $399 it’s “the best smartphone you can buy for the money,” packing flagship features (Tensor G4 chip, great camera, 7‑year updates) for half the price of a top-tier iPhone . Don’t be afraid of last-year flagships or refurbished models either (for example, Pixel 8 is now ~$400 ). For laptops, Chromebooks rule the budget scene – they handle web browsing and streaming like champs. The Lenovo IdeaPad Slim 3i Chromebook (Core i3, 14″) can be found around $400–$500 , with 13+ hour battery life and a bright screen, perfect for students or casual users. And for TV/streaming, skip the pricey set-top box: grab a Roku or Fire Stick. Tom’s Guide raves that the $49 Roku Streaming Stick 4K is the best budget streamer  – it’s tiny, simple to use, and supports 4K HDR, saving you big over higher-end players.

HOUSEHOLD: DIY and secondhand! Make your own cleaning solutions from kitchen staples. Baking soda + vinegar is a time‑honored clog-buster (even Liquid-Plumr confirms it clears drains) . Mix 1 cup of apple cider vinegar with a gallon of water for an excellent, no-chemical vinyl floor cleaner . (Lemon juice or rosemary infusions can replace costly surface sprays .) When buying appliances, go used/refurbished – big items last for years. In fact, fridges and other large appliances “are perhaps some of the best machines to buy secondhand,” saving you hundreds . Look for sales on basic models or gently used units on outlets and marketplaces, and avoid expensive bells-and-whistles you don’t need.

TRAVEL: Be flexible and savvy. For flights, use search hacks: try Google Flights’ Explore map (leave destination open) or Momondo to hunt deals . Traveling mid-week (Tues/Wed/Sat) often yields cheaper fares , and mix-and-match tickets or one-ways can cut costs. Set fare alerts and use the 24-hour cancellation rule to lock in low prices risk‑free. For lodging, use comparison sites (Booking.com, Agoda) and loyalty programs for discounts. Consider alternatives: hostels or budget inns instead of hotels, and even Couchsurfing – you pay only a small membership and get free stays with local hosts . (For example, Couchsurfing’s app connects travelers to couches and spare rooms worldwide.) Lastly, leverage travel tools – Apps like Hopper or Skyscanner, and credit‑card travel portals, can reveal hidden deals and bundle discounts on flights+hotels.

LIFESTYLE: Cut costs on fitness, food and subscriptions. You don’t need a gym membership to work out – “there are plenty of free or affordable classes and programmes online” . Use free workout apps and YouTube channels: Nike’s free apps (Run Club, Training Club) guide you through runs and strength routines, and Yoga With Adriene on YouTube offers complete classes at no charge. For food, cook at home! It’s massively cheaper – home-cooked meals average ~$4.30 per serving vs ~$20.40 when eating out . Plan simple meals around rice, beans, eggs and seasonal veggies, and cook in batches or use slow-cookers/Instant Pots to save time. Finally, audit your subscriptions: cut any streaming or services you rarely use, share plans with family/friends, or switch to ad-supported tiers. Use your library – get free ebooks, magazines, and even digital movie or music rentals – to replace pricey entertainment subscriptions.

SOFTWARE/TOOLS: Go open-source and free. For design, try Inkscape – it’s a powerful free vector editor, hailed as “the best free Adobe Illustrator alternative” . GIMP is a great Photoshop alternative. In office and productivity, LibreOffice gives you Word/Excel/PowerPoint capabilities at zero cost (fully MS-compatible) . Google Docs/Sheets is also free online. For note-taking and collaboration, use Notion/Obsidian (both have robust free tiers). In AI and coding tools, use open/free models: for example, Meta’s new Llama 4 model powers Meta AI (Facebook/Instagram chatbot) and is freely accessible as an “open source ChatGPT alternative” . ChatGPT itself has a free tier for basic use, and Google’s Bard/Gemini are free with a Google account. Use free code editors (VS Code) and data tools. These alternatives cut subscription costs without sacrificing power or ease.

ENTERTAINMENT: Embrace free or low-cost fun. Many popular video games are free-to-play (e.g. Fortnite, Apex Legends, Warframe, even classics like Team Fortress 2 or Dota 2 on PC). Keep an eye on Steam, Epic Games, or GOG for free or deeply discounted games and indie gems. For movies/TV, use free ad-supported streaming: services like Tubi, Pluto TV, The Roku Channel, Freevee, and Plex let you watch recent movies and shows at $0 . (You’ll watch ads, but it’s still cheaper than any paid streamer.) You can also rotate cheaper subscriptions – try 1–2 at a time and cancel between seasons. Other hobbies can be cheap too: join local meetup groups, use public parks/gyms, or borrow gear (some cities have tool/lawn libraries). And don’t forget libraries and community centers – they often host free events, workshops or equipment rentals. Making entertainment social or communal (game nights with friends, outdoor activities) also multiplies the fun without upping the cost.

EDUCATION: Learn for free online. Khan Academy is a totally free nonprofit site for math, science, history, coding, and more , perfect for self-learners of any age. Massive Open Online Course platforms let you audit top university courses for free (you only pay if you want a certificate). In fact, Class Central found 300+ courses on Coursera remain fully free (you get all the content, just no paid certificate) . EdX and FutureLearn offer similar auditing options. YouTube is also a goldmine – channels like CrashCourse, freeCodeCamp, and MIT OpenCourseWare provide lessons at no charge. Language learning apps (Duolingo, Memrise) have free levels. Even for professional upskilling, check for free trials or promo pricing on platforms like Coursera, Udemy, and LinkedIn Learning. Bottom line: there’s a wealth of high-quality, low-cost (often free) learning tools online that let you grow your skills without draining your wallet.

Sources: Expert reviews and guides of affordable tech and tools  ; budget cleaning and DIY hacks  ; travel and streaming tips  ; and analyses of free education/fitness resources    .