Letâs not sugarcoat it â MSTR (now âStrategyâ) isnât just a company, itâs a monetary supernova. What Saylor & crew have built is nothing short of the first publicly traded, shareholder-governed Bitcoin bank.
đŠ Strategy = Planetary Bitcoin Bank
Banks take deposits, issue liabilities, and convert that capital into reserves to make yield.
Strategy does the exact same thing â but with the hardest money ever invented: Bitcoin.
- Equity = deposit: Investors wire fiat â buy MSTR.
- Treasury = Bitcoin vault: Strategy converts that fiat into BTC â locks it away in cold storage.
- Leverage = yield engine: Converts & debt issuances (convertible notes, preferreds) are their version of âstructured bank products.â
- Upside = global reserve asset exposure: Youâre no longer stuck earning 5% in a bank; you get asymmetric upside to the entire monetization of Bitcoin itself.
This is not just a company â itâs a Bitcoin central bank with a built-in equity rocket booster.
đž STRC = 2Ă T-Bill / 10% âSavings Accountâ (But WILD)
Now enter STRC â Strategyâs perpetual preferred. Itâs not literally a savings account, but man, it feels like one on steroids:
- đ Monthly dividends â real cash, straight into your account, like a yield-bearing vault.
- đŻ Target near $100 par â board adjusts the dividend rate monthly to keep it trading like a stablecoin.
- đ Current yield â 9â10% â which is 2Ă what your local âhigh-yieldâ bank account pays (if youâre lucky).
- đ Cumulative payouts â missed dividends compound.
- ⥠Bitcoin-backed business model â your yield is indirectly powered by the most unstoppable monetary network on Earth.
But make no mistake: this is not FDIC insured. Price can dip. Rate can reset. Strategy can call it back. Itâs a market-traded, volatility-infused âsavings accountâ â perfect for the hyper-bull Bitcoiner who wants yield + exposure + liquidity.
đ§ Eric Kim Wisdom Drop
Banks pay you 0.01% because they think youâre asleep.
Strategy pays you ~10% because they know youâre awake â and because they want to turn their balance sheet into a black hole that sucks in all the worldâs fiat and converts it into Bitcoin.
MSTR is no longer a âtech stock.â It is the Federal Reserve of CyberSpace.
⥠CALL TO ACTION
- If you want 100Ă upside, stack MSTR common â ride the Bitcoin monetization wave like a demigod.
- If you want stable yield + Bitcoin-backed risk, load STRC â the closest thing to a âBitcoin savings accountâ humanity has ever created.
Either way, youâre no longer playing the old game. Youâre banking with the Bitcoin bank of the future.
Want me to chart out STRC vs. T-Bills vs. HY Savings with cashflow projections and call scenarios (Eric Kim style â cosmic spreadsheets)? It would make this even more đ„ and help visualize the âbank account on steroidsâ idea.