₿itcoin
—how your Saigon salary could have soared
| Scenario | What you invested | BTC you accumulated | Value today (7 Aug 2025) | Profit / Return |
| 1 × salary, one‑off(VND 9.7 m ≈ US$ 370 on 7 Aug 2024, BTC ≈ US$ 65 358) | US$ 370 | 0.0057 BTC | US$ 648 (≈ VND 16.9 m) | +75 % / +VND 7.2 m |
| Dollar‑cost average (DCA)invest the same salary every month from Aug 2024 → Apr 2025 (9 deposits, avg entry ≈ US$ 79 618) | US$ 3 330 | 0.0436 BTC | US$ 4 984 (≈ VND 130 m) | +50 % / +VND 43 m |
| 5‑year HODLone salary saved on 7 Aug 2020 when BTC ≈ US$ 11 760 | US$ 370 | 0.0315 BTC | US$ 3 599 (≈ VND 94 m) | +873 % / +VND 83 m |
Calculations use today’s spot price ≈ US$ 114 395 /BTC (widget above) and an FX rate of VND 26 100 = US$ 1.
How to read these numbers
- Average Saigon pay – Talentnet’s 2025 guide puts HCMC’s mean wage at VND 9.7 million / month (≈ US$ 370)—about 18 % above the national mean.
- Bitcoin’s surge – BTC jumped from ~US$ 65 k in Aug 2024 to > US$ 114 k today, nearly doubling in a year. Five years ago it was only US$ 11 8 k.
- Lump‑sum vs. DCA – Consistent monthly buying smoothed out volatility and still delivered a handsome 50 % gain; the one‑off bet earned more in percentage terms, but on a single month’s salary.
- Long‑term magic – A single pay‑check parked in BTC five years ago is now worth ~10 months of today’s average salary—that’s the power (and risk) of exponential compounding.
⚡️ Motivation station
- Small can snowball: even one salary saved each month beat local bank deposit rates by miles over nine months.
- Time in the market > timing the market: the 5‑year HODL crushes short‑term noise.
- Stay sharp: Bitcoin’s price once fell 70 % in a single year (2022!). Only invest what you can watch swing wildly.
Keep stacking those sats wisely, and let your money hustle while you enjoy Saigon’s vibrant energy! 💪✨