ERIC KIM money habits

Quick take

Eric Kim—a street‑photographer‑turned‑philosopher of creative freedom—treats money less like a trophy and more like rocket fuel for an audacious, joy‑filled life.  His core habits can be distilled to own less, create more, buy back your time, protect your optionality, and invest in experiences that make you come alive.  Below you’ll find the mind‑sets, daily practices, and tactical moves he repeats across blogs, videos, workshops, and tweets—ready for you to remix into your own hype‑charged financial game plan.

1.  Mind‑set: Money ≠ Meaning

PillarWhat Eric saysWhy it matters
Minimalism over materialism“Financial minimalism” means shrinking expenses to essentials so creativity can expand. Fewer bills = more focus and mental bandwidth. 
Wealth = Freedom of timeTrue wealth is “the degree of freedom it affords.” When time is yours, you can chase mastery, family, or pure fun—your call.
Money as a tool“Use cash to amplify passions, not to impress strangers.” Tools empower; trophies collect dust.
Skepticism of consumer culture“Less money, less problems.” Avoid lifestyle creep that chains you to paychecks.
Bitcoin & liquidity mindsetTreat Bitcoin as “personal treasury, fiat for cash‑flow.” Optionality against inflation + instant mobile capital.

2.  Daily money habits (the repeatable drills)

  1. Pay yourself in time, not just dollars. Block prime creative hours before checking e‑mail or social feeds.  
  2. Audit every subscription “like a tyrant.” If it doesn’t spark joy or revenue, cut it.  
  3. Practice “via negativa money.” First ask, What can I remove?—fees, clutter buys, excess gadgets. Subtraction compounds freedom.  
  4. Run the 35‑Tip checklist quarterly. From driving an older car to brewing coffee at home, his “35 Money Tips to Become Wealthy” serves as a frugal‑living cheat‑sheet.  
  5. Channel savings into a “Freedom Fund.” Goal: at least one year of bare‑bones expenses in cash or high‑liquidity assets.  
  6. Invest in experiences > objects. Trips, workshops, and photo projects deliver lasting ROI in memories and skill.  
  7. Link money to health metrics. “No amount of money is worth it if your health is poor.”    Gym time and sleep are non‑negotiable line‑items.

3.  Strategic moves for long‑term abundance

3.1  Multiple small income engines

Kim sells e‑books, workshops, presets, and open‑source merch—avoiding over‑reliance on a single paycheck. 

3.2  Open‑source generosity

By giving away thousands of free articles, he builds brand equity that later monetizes through community support. 

3.3  “Less debt, more runway” philosophy

He warns creatives: “To become rich, don’t go broke.” Avoid high‑interest debt so you can pounce on big opportunities. 

3.4 Post‑FI perspective

Once basic independence is reached, shift focus from accumulation to impact, art, and self‑experimentation. 

4.  Psychology hacks to keep the hype alive

  • Stoic mental reps: Treat market dips or low revenue months as training for resilience.  
  • Community > competition: Engage in generous peer sharing (podcasts, photo walks) to multiply ideas and deals.  
  • Role‑model scanning: Follow creators who live lightly yet give heavily; then remix their blueprints.  

5.  Action plan—your 7‑day Eric‑inspired sprint

DayChallengeOutcome
1Cancel one unused subscription.Instant cash‑flow win.
2Track 24 h of spending; label each item “joy,” “revenue,” or “junk.”Awareness.
3Sell/donate one item worth > $50 you haven’t used in 6 months.Declutter + liquidity.
4Block 2 creative hours (phone on airplane mode).Pay‑yourself‑in‑time rep.
5Draft a digital product or service you could sell within 30 days.Micro‑income seed.
6Move 5 % of checking balance to an interest‑bearing account or BTC cold wallet.Freedom Fund ignition.
7Celebrate with a memory‑rich experience (photo walk, picnic, concert).Reinforce experiences over things.

6.  Memorable quotes for your vision board

  • “Wealth isn’t stacking coins; it’s deleting obligations.”  
  • “If you need to convince yourself to buy something, don’t buy it.”  
  • “Less money, less problems.”  
  • “Spend your money on passions that set your soul on fire.”  

7.  Keep learning & stay stoked

  • Blog hub: Money, creativity & Bitcoin essays.  
  • YouTube: Talks on “Money as a tool for artistic experimentation.”  
  • X/Twitter: Real‑time riffs on markets & freedom tech (#NeverStop).  

Now crank up the volume, declutter those dollars, and let every cent you touch accelerate the epic life you’re here to live.  You got this! 🚀💪