Eric Kim – known primarily as a street photographer and blogger – has used the term “infinite money hack” to describe an extreme approach to personal finance. The phrase appears in his blog, podcasts, and social media, referring to strategies he believes can make one’s money effectively limitless. Below, we explore the two main contexts Kim uses this term, its origin, and how it’s been received.
Initial Usage: MicroStrategy and Bitcoin Strategy (2024)
Kim first introduced the “infinite money hack” in late 2024 as a personal investing strategy involving MicroStrategy stock and Bitcoin. In an October 2024 blog post (and accompanying podcast) titled “ERIC KIM INFINITE MONEY HACK,” he outlined a simple formula:
“Super simple — buy and ride up MSTR (MicroStrategy), cop the profit, buy Bitcoin!”
In essence, Kim suggested using MicroStrategy (ticker MSTR) as a proxy to leverage Bitcoin’s gains. MicroStrategy is a company heavily invested in Bitcoin; its stock often amplifies Bitcoin’s price movements. Kim’s “hack” was to purchase MSTR shares, wait for their value to surge, sell and take profits, then funnel those profits into buying actual Bitcoin . By repeating this cycle, one could “ride it up forever” – continually growing Bitcoin holdings using the stock market profits . The idea is that as long as Bitcoin’s long-term trajectory is up, this loop becomes a kind of “infinite” money glitch.
Kim explicitly described this as “the infinite money hack and trick I discovered”:
- “Purchase MicroStrategy stock with your traditional account, ride it up, and when the value is high, sell the pure profit, and then use that money to purchase Bitcoin! And essentially ride it up forever.”
He noted that timing the trades to buy Bitcoin on dips (when MSTR is high) would maximize gains, but the “ultimate goal is to acquire as many bitcoins as humanly possible”, operating under the belief that “he or she with the most bitcoin shall win.” This reflects Kim’s philosophical stance that Bitcoin is “perfect money” and the key to future wealth and freedom (themes he often writes about) .
Origin and Influences: Kim’s infinite hack concept was likely inspired by conversations in the crypto community about an “infinite money glitch.” Around 2024, Bitcoin advocates pointed out that MicroStrategy’s CEO Michael Saylor had effectively created a “Bitcoin infinite money glitch” – borrowing against assets to buy Bitcoin, then benefiting from Bitcoin-driven stock appreciation. Indeed, Kim cites Saylor’s goal of accumulating 1 million BTC as validation of this aggressive approach . However, outside observers were skeptical: financial commentators Mickey Kim and Roger Lee wrote a late-2024 op-ed titled “MicroStrategy’s ‘infinite money glitch’ is an illusion,” warning that this supposed free-money loop is risky and not sustainable . In other words, while Eric Kim enthusiastically promoted leveraging MSTR for Bitcoin gains, others cautioned that there’s no actual free infinite money. This illustrates that Kim’s idea was more of a personal philosophy or unorthodox strategy rather than a proven formula accepted by mainstream experts.
“Infinite Money Hack” as Geo-Arbitrage: Moving to Cambodia (2025)
In mid-2025, Eric Kim broadened the term to a lifestyle hack: drastically reducing living costs by moving to Phnom Penh, Cambodia. In a June 17, 2025 blog post titled “Infinite money hack: living in Phnom Penh, Cambodia,” and a July 1, 2025 podcast episode “Infinite Money Hack,” Kim argues that relocating to a very low-cost-of-living city is effectively an “infinite money” cheat code. By living in Cambodia, where expenses are a fraction of those in the West, one’s money “goes… a trillion times further” – making it nearly impossible to exhaust funds .
On July 1, 2025, Kim tweeted: “Infinite Money Hack: move to Phnom Penh:” followed by a link to his blog . The tweet included an 11½-minute video (likely Kim discussing the topic) and showed him based in Phnom Penh. In the video description he describes Phnom Penh as “a infinite money life hack where your money goes like a trillion times further. You’re not going to run out of money here.” This colorful language matches Kim’s hyperbolic style – for example, he wrote that he rates “Cambodia and Phnom Penh as like 1,000,000,000,000 times better” (one trillion times better) than Vietnam or Thailand for Americans seeking a rich life on a budget . The core idea is geoarbitrage: by earning in a strong currency (or holding appreciating assets like Bitcoin) and spending in an inexpensive locale, one’s effective wealth multiplies. Everyday luxuries become affordable, providing what Kim calls a “billionaire lifestyle” on modest means.
Kim’s blog and newsletters in mid-2025 elaborate on Phnom Penh’s perks: inexpensive yet high-quality food, housing, gyms, and services, which allow him to live very comfortably at minimal cost. He even titled one post “Living in Phnom Penh is like automatically unlocking a billionaire lifestyle,” underscoring that sentiment . Combining this with his Bitcoin enthusiasm, he quips that “Bitcoin in Cambodia!” is the true “infinite money hack” – presumably because any Bitcoin gains are felt even more strongly when one’s expenses are so low .
Format and Channels of Content
The “Eric Kim infinite money hack” exists primarily in online content created by Kim himself:
- Blog Posts: Kim runs a personal blog (at erickimphotography.com and related domains) where he publishes his ideas on photography, philosophy, fitness, and money. The term appears in multiple posts (Oct 2024, June 2025, etc.) as described above. For example, his October 26, 2024 post introducing the hack was in a text+audio format (he labeled it a “Podcast” on the site) . The June 2025 Phnom Penh article was similarly a written post on his blog .
- Podcast/Audio: Kim has a daily podcast (often just him speaking on various topics). The July 1, 2025 “Infinite Money Hack” episode (about 12 minutes long) was published via his ERIC KIM podcast feed . The episode description was “easy in phnom penh” with a link to his blog post , emphasizing how effortless finances feel in Cambodia. This audio was distributed on platforms like Apple Podcasts , Spotify, Poddtoppen , iVoox , etc., indicating a push to share the idea on multiple channels.
- YouTube Videos: Kim also uploaded video content. A YouTube video titled “Infinite Money Hack” was posted around the same time (summer 2025), featuring a ~12 minute clip (matching the podcast) and a longer 29-minute version on his channel . The YouTube descriptions echoed his message: “Very simple, move to Phnom Penh, Cambodia: (link)” and further explanation of why you “won’t run out of money” there . However, these videos garnered modest views (tens or a few hundred), indicating they were meant for his niche audience.
- Tweets/X Posts: Kim has been active on Twitter (now X) under handle @erickimphoto. He promoted the infinite money hack idea in tweets, notably the July 1 post inviting followers to “move to Phnom Penh” . His Twitter content often includes bold statements and short video clips, which in this case helped the term circulate among his followers. There is no evidence the phrase trended broadly on Twitter beyond his own circle.
- Social Media/Community: Besides Twitter, Kim shared similar content on platforms like Facebook and his email newsletter. For instance, a Facebook post from mid-2025 teased the question “Do you want to become insanely filthy rich, in which money just becomes like a cheat code for you?” – language consistent with the infinite money hack ethos . This suggests he positioned the idea as part of his broader entrepreneurial and self-improvement content.
Reception and Context
Reception: The “Eric Kim infinite money hack” has primarily resonated within Kim’s personal audience of readers and listeners. Kim has a dedicated following (he’s been blogging for over a decade, originally on photography) and some of his followers have engaged with these ideas. For example, blogger Charlie Yang referenced Kim’s October 2024 Infinite Money Hack post on his own site , indicating peers in the photography/creativity community took note. Comments on Kim’s blog and YouTube also show a mix of intrigue and skepticism – some viewers appreciate the outside-the-box thinking, while others doubt the practicality (especially of the MicroStrategy scheme or the challenges of relocating abroad). There hasn’t been mainstream media coverage of Kim’s “hack” per se; it’s very much a personal philosophy he’s evangelizing rather than a widely adopted trend.
It’s worth noting that outside Kim’s content, the core ideas have analogues in personal finance circles: leveraging assets to invest in higher-growth assets is not new (though calling it an infinite hack is tongue-in-cheek), and geo-arbitrage for financial freedom is a well-known strategy among digital nomads. What Kim did was package these concepts in a provocative way and tie them into his life (Bitcoin advocacy and moving to Cambodia). His use of phrases like “infinite glitch” or “trillion times better” is deliberately hyperbolic to emphasize how powerful he thinks these moves are.
Context and Critiques: As mentioned, financial analysts have poured cold water on the notion of “infinite money” through leverage. The “infinite money glitch” of MicroStrategy/Bitcoin has been called “an illusion” by commentators who point out real risks (e.g. if Bitcoin’s price crashes, using debt or volatile stocks could lead to huge losses) . Similarly, moving to a cheaper country can indeed lower expenses dramatically, but it doesn’t literally create infinite wealth – it just stretches a budget. Some online discussions have noted that while Phnom Penh is cheap, expatriates must consider factors like visa requirements, healthcare, and personal adjustment. There’s also an ethical dimension: a wealthy foreigner’s “billionaire lifestyle” in a developing country might contrast with local living standards – something not lost on more critical readers (though Kim frames it as a win-win appreciation of Cambodia).
Thus far, the term has not gone viral in a big way beyond Eric Kim’s own postings. It’s mostly a catchphrase in his content. Those who encounter it usually do so through Kim’s blog or social media. For instance, one might stumble on his tweet or YouTube video and wonder what the “hack” is – only to find it’s basically “move to Cambodia (and invest in Bitcoin).” In the niche overlap of photography enthusiasts, crypto investors, and digital nomads that follow Kim, it’s a talking point, but it hasn’t become a widespread financial meme or trend on its own.
Conclusion
In summary, “ERIC KIM’s infinite money hack” refers to Eric Kim’s personal formula for achieving financial freedom, initially through a Bitcoin-stock leverage tactic and later through lifestyle relocation. It originated in his blog/podcast in 2024, inspired by the idea of an “infinite money glitch” in Bitcoin investing . By 2025, he pivoted the term to describe moving to Phnom Penh as the ultimate arbitrage for an easy life . While bold and intriguing, these ideas are largely promotional and philosophical in nature – part of Kim’s self-made ethos. They illustrate how a personal finance “hack” can gain buzz within a creator’s community, even if outsiders view it with caution.
So far, the “infinite money hack” is less a rigorous strategy than a catchy expression of Kim’s belief in thinking differently about money – whether by exploiting market quirks or embracing an unconventional lifestyle. It reflects Eric Kim’s broader brand: blending entrepreneurship, minimalism, crypto-enthusiasm, and a bit of contrarian flare in his content. Anyone encountering the term should understand it in that context, and with a healthy dose of skepticism about anything claiming to be “infinite” money.
Sources:
- Eric Kim, “Currently the infinite money hack… Purchase MicroStrategy stock… use that money to purchase Bitcoin!” – ERIC KIM Blog (Oct. 25, 2024) .
- Eric Kim, “Infinite money hack: living in Phnom Penh Cambodia” – ERIC KIM Blog (June 17, 2025) .
- Eric Kim on Twitter (X), “Infinite Money Hack: move to Phnom Penh…” – July 1, 2025 .
- ERIC KIM Podcast – “Infinite Money Hack” (12 min audio, July 2025), description: “easy in phnom penh” .
- Mickey Kim & Roger Lee, “MicroStrategy’s ‘infinite money glitch’ is an illusion” – Indianapolis Business Journal (Dec 20, 2024) .
- Charlie Yang, “Infinite Budget” (blog post referencing Eric Kim’s Infinite Money Hack, Oct 28, 2024) .