Something that a lot of people don’t think about: the financial decisions you make or philosophical ones. For example, I can afford any iPhone out there, regardless of price or configuration. However, ultimately however much money I spend on it is more of a philosophical one, then a monetary one.

For example, the new iPhone SE with the medium amount of storage is only $530, as opposed to $830 for iPhone mini at medium capacity, or $1050 for a iPhone pro at medium capacity. To me, $830 just seems like too much money, and it doesn’t seem like a good value for the price.

$1050 for the iPhone pro financially was fine for me, yet, I ultimately hated it because it was far too heavy, bulky, cumbersome, and I cannot use it comfortably with one hand.

Also funny enough, I think I prefer to “value flex”, rather than showing off that I have the newest and greatest or the best thing. For example, I had much more pride that I made such great photos with a $600 Ricoh GR 2, instead of having the newest Leica M camera. Even now, I feel much more mighty and lofty using a Ricoh GR 3X, then a new Leica M 11 camera.

Even when me and Cindy were back in Providence Rhode Island, I felt so much more proud having acquired a 2003 Subaru outback wagon, five speed manual transmission, for only $800 in cash, instead of buying the newest Tesla, or even a Lamborghini. I had lots of fun quizzing my friends on how little I spent on that Subaru.

Therefore I suggest: ultimately when you think about certain financial decisions, understand that it is a personal and philosophical one, rather than a “logical“ one.