What is ultimate privilege? The privilege to create. The privilege to procreate and create children, the privilege of having abundant leisure and mindspace in order to create, and having via negativa mind space in order to come up with creative thoughts.
In fact, I think the reason why a lot of people desire to become financially independent, or desire a life in which they no longer need to work is in order to free up time and mindspace in order to create.
Also, the goal isn’t to stop working necessarily. The goal is to no longer work on things that you don’t care for. The privilege is having the opportunity, time and resources in order to create and work on that what you love and care for.