Some quick thoughts: First of all, you no longer really need to live somewhere in a ‘good’ location. You can just work remotely. So why live in an expensive downtown area? Best to live a bit further out, or even move to a new city which is waaaay cheaper (I think California is insanely overrated — since moving to Rhode Island I’m 10000x happier).
![selfie hand ERIC KIM](https://i0.wp.com/erickimphotography.com/blog/wp-content/uploads/2020/09/PLUM4286-scaled.jpg?fit=2560%2C1709&ssl=1)