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The right attitude towards money

Not “saving” your money, but just not enslaving yourself?

Making money is difficult, being frugal and saving money is free.

Frugal is sexy.

1. Have no memberships, subscriptions, services. Build your own home gym.
2. For your phone just have an iPhone SE. Don’t own a laptop or a computer, just an iPad Pro.
3. Never buy any new clothes.
4. Don’t drink alcohol, smoke weed, do drugs
5. For leisure activities go hiking or to nature places! Bring a 60 pound weight vest
6. Don’t pay for media and entertainment, produce your own media and entertainment for yourself! For knowledge and wisdom just download free PDF and e-books of ancient Roman and Greek writers.
7. Never buy a house, or property unless you could buy it in all cash. Never take out a loan or mortgage
8. Just make and drink coffee at home!
9. Better to just cook 10 pounds of meat — ribeye, beef ribs and bone marrow for yourself at home, than to go eat out. Even perhaps better than eating at all you can eat korean. barbecue.
10. Just drive a 2010 Prius!
11. Be insanely insanely picky; if you demand only the best and the most supreme of things, most likely you’ll never buy anything. For myself, a lot of my frugality is steeped in the fact that I don’t think anything is worth it really. Not really that I’m virtuous or anything.
12. Don’t consume anything supported by advertising that is free; ultimately that “free“ sponsored podcast that you keep listening to what cost 2000s of dollars and dumb products! For example anyone who bought that scam peloton bike.

Assuming you just went through an insane major boss battle, certainly you need time potions to heal!

What are your potions? Organ meats, ribeye, beef ribs, bone marrow.

Healing, having a healer, or going to the inn.

Maybe having 3 kids is a good idea?

Like a Tesla model X, like a really small house on wheels. All glass! And you don’t have to pay property taxes on it!

Or a cybertruck?

Plutarch was a Greek biographer and essayist, born in the small town of Chaeronea, in the Roman province of Boeotia, around the year 46 AD. He lived during the early Imperial period of Rome, and his works have had a lasting impact on the Western intellectual tradition. Plutarch is best known for his work “Parallel Lives,” a series of biographies of famous Greek and Roman men, paired to illuminate their common moral virtues or failings. His work aimed to provide moral lessons through the lives of these historical figures.In addition to “Parallel Lives,” Plutarch wrote a collection of essays and dialogues on various topics, known collectively as the “Moralia.” These writings cover a wide range of subjects, including philosophy, religion, morality, and social issues, showcasing Plutarch’s interests in ethics and his insights into human nature and conduct.Some of his notable quotes include:”The mind is not a vessel to be filled, but a fire to be kindled.” – This quote emphasizes the importance of inspiring and stimulating the mind rather than just filling it with information.”To find fault is easy; to do better may be difficult.” – Plutarch highlights the ease of criticism compared to the challenge of improvement.”Character is simply habit long continued.” – This suggests that consistent actions over time form one’s character.”A few vices are sufficient to darken many virtues.” – Plutarch points out how a small number of bad qualities can overshadow a person’s good qualities.”The measure of a man is the way he bears up under misfortune.” – Suggesting that a person’s true character is revealed through how they handle adversity.Plutarch’s works continue to be read and respected for their deep moral insight, engaging storytelling, and practical wisdom. His influence extends through Renaissance humanism to modern times, impacting both literature and philosophy.

Either all cash or nothing?

The disease of debt

Nor does he borrow

“Lavish expenditure”

I’ve lifted 1000 pounds, I suppose I can lift an ox!

The weight of an ox varies significantly depending on its breed, age, and sex. On average, an adult ox can weigh anywhere from 1,000 to 2,600 pounds (about 450 to 1,180 kilograms). Some larger breeds can even weigh more. It’s important to note that “ox” refers to a working animal, which is typically a castrated male bovine trained for draft work. The term does not specify a particular breed, hence the wide range in weight.

“I cannot carry a goat, put an ox on my shoulders.”

“Do not borrow, for you will never able to pay it back”

Persians: debt is the first crime.

Nothing can come out of nothing; natural philosophers

“there is interest before interest and other interest too”

Bonds and agreements are like fetters:

“they bring into Greece boxes full of bonds and agreements, like fetters”

Wish to live free —

The joy of ease:

“the asylum and sanctuary of frugality is everywhere open to the sober-minded, affording them joyful and honourable and ample space for much ease.

Build a temple of liberty for ourselves, our wives, our children

“build a temple of liberty for ourselves, our wives, and children.”

Borrow from your own table

“Why pay court to the banker or trader? Borrow from your own table. You have cups, silver dishes, pots and pans. Use them in your need.”

“Plato in his Laws881 does not permit neighbours to use one another’s water, unless they have first dug for themselves as far as the clay, and reached ground that is unsuitable for a well”

Never borrow money –

“Ought there not also to be a law about money, that people should not borrow of others, nor go to other people’s sources of income, until they have first examined their own resources at home, and collected, as by drops”

Excerpt From
Plutarch’s Morals
Plutarch
https://books.apple.com/us/book/plutarchs-morals/id511195428
.

Cowardice vs prudence

Envy vs competition

“no one ever yet called a fever health, or consumption a good condition of body, or gout swift-footedness, or paleness a good colour; but many call anger manliness, and love friendship, and envy competition, and cowardice prudence”

Excerpt From
Plutarch’s Morals
Plutarch
https://books.apple.com/us/book/plutarchs-morals/id511195428

If you’re sick stay in bed!!!

“Gently, Stay in the bed, poor wretch, and take your ease,”318

“he who is ill in body straightway gives up and goes to bed and remains there quietly till he is well”

The new outlier.nyc stuff is insanely weird — the Willie Norris stuff?

Why the ancient Greeks thought having at least two capable male slaves were essential — one for accounting and maintenance and management, the other for labor and toil.

ACTIVATED

Where you live matters.

The second it stops being beneficial, it will no longer feel good, but will feel painful?

Case in point: sunbathing. There are actually days in which it becomes positively painful to sunbathe, were actually in fact, the UV rays are insanely too strong, and rather than feeling like pleasant warmth on your body, it feels like stinging sun rays?

Not all pain is made alike.

I think the problem is a lot of modern day people assume that all son is bad son. However the nuance;

What matters here is your ethnicity, racial origin, the amount of melanin in your skin, as well as the duration you spend in the sun, how much cloud coverage there is, as well as the strength of the sun the strength of the UV rays that day.

This is what takes bodily wisdom

Where you can monetize the sun is solar?

Or being in the great outdoors, the great outside, outdoor activities?

Sun Coin?

I think the best, and also I’m the happiest when I’m in the direct sun?

Everyone is talking about the virtues of being in the hot sauna or whatever, why so little attention about the sun, the direct sun… which is free?

Maybe the problem is you cannot market and monetize the sun that effectively… Not yet…. Or can you?

For example, superficially I consider myself as one of the nicest guys of all time. Per perhaps underneath that smile, is great cruelty?

Put more faith in things you paid for, even WordPress, WordPress premium themes in which you had to pay money for it, more likely that it has better security.

Procreation over pleasure

“its aim is not pleasure but procreation: so in the season of spring, the most appropriate time for such pairings,46 the female being submissive and tender attracts the male by her beautiful condition of body, coming as she does from the dew and fresh pastures, and when pregnant modestly retires and takes thought for the birth and safety of her offspring”

Excerpt From
Plutarch’s Morals
Plutarch
https://books.apple.com/us/book/plutarchs-morals/id511195428
This material may be protected by copyright.

“Consider in their marriages how much the animals follow nature. For they do not wait for any legislation about bachelor or late-married, like the citizens of Lycurgus and Solon, nor do they fear penalties for childlessness, nor are they anxious for the jus trium liberorum”

Excerpt From
Plutarch’s Morals
Plutarch
https://books.apple.com/us/book/plutarchs-morals/id511195428
This material may be protected by copyright.

“Then, again, the male animal does not go with the female at all times”

Excerpt From
Plutarch’s Morals
Plutarch
https://books.apple.com/us/book/plutarchs-morals/id511195428
This material may be protected by copyright.

As he become return richer, security, security concerns become more important?

Each and every human is different?

“You’re lying!” — if you knew the truth, why did you ask me? – Spartan Saying

Essentially, I grew up in a family in which my family was perpetually broke, my dad was addicted to gambling, gambling array the rent money, and we were living barely paycheck to paycheck, always on the brink of being homeless. I still remember, learning that my mom‘s old Nissan Maxima had old tires, old brakes, and learning in high school how dangerous this was:

My mom not even having $300 USD to spare, in order to fix the brakes and the tires.

When money gets in the way of personal safety, life and death, this is a big problem.

Even recalling this as a very young child, and now as an adult, I never blink twice in getting the most expensive Yokohama tires, and always brand new brakes, brand new breaking systems. I don’t even have to think twice about this.

Do you remember when people were skeptical about the Internet, and they thought it would just be a fact? Just like Bill Gates. He thought that the Internet was a fad.

Bitcoin and crypto, a lot of people are still very skeptical, rightfully so; however what they do not realize is that it is as transformative as the Internet, maybe more? Because it has to deal with money, personal finance, etc. 

Certainly taxes are good, taxes are good from a city perspective, because without taxes there would be no public schools, no fire department, no police department, no sanitation no trash pick up, no water gas electricity etc.

But, on another hand, property taxes seem a little bit annoying. For example let us say that I buy a $3 million home, in all cash, you don’t really own the land, you’re just borrowing it from the government. And also, let us say that you own a $3 million home, the property taxes on it might be close to $4000 USD a month, forever, into perpetuity, money that just vanishes into thin air, that doesn’t go anywhere doesn’t go into you.

Why taxes are annoying

For the most part, I have zero qualms about taxes. I’m very happy to pay my taxes, and to the best of my knowledge and extent, I always report my taxes to the best of my own personal ability, striving to do my taxes in such a way that I am being honest. Which means,

When in doubt, better to overpay taxes than underpay

I don’t know… Am I the only person that I know with American pride? I think there is a connection between having pride, national pride, and having pride and paying your taxes?

I also suppose the difference for me at least is that I was born here. If you were born in a different country and came here, as a refugee, an orphan of war, other bad situations, certainly your gratitude is going to be different. Or if your ancestors came here on the slave ship.

I suppose this is where being Korean American is so interesting, both my parents came here willingly, as willingful free immigrants, seeking a better future for themselves and for me, their future progeny.

Bitcoin will never have property tax

Or maintenance tax, or maintenance cost. There is almost close to zero liability to bitcoin. Whereas with the house, even let us say that you’re renting it or whatever, tenants, or often a liability. And additional labor.

And also, the land underneath it, with no governmental institution, no taxes, no property taxes! Into perpetuity?

April is gonna be big — start hoarding those bitcoins! Buy those bitcoins while you can!

There are 32 days until the Bitcoin halving, based on the estimated date of May 1st, 2024.

Demand shock, supply shock

Borrow money buy Bitcoin

Bitcoin long investors

Pursue more Bitcoin

Volatility & opportunities

The reason why crypto, crypto news is such good business is because literally, every second there is new news?

Crypto, cryptocurrency; this seems like the new gold rush. The question:

How do I actually make real life money on it?

The ways

The first simple one is to buy a certain cryptocurrency asset, at a certain price, sit on it, and cross your fingers that it will accrue and value. Later on, if you want to cop a profit, you could just sell it.

Bitcoin vs $US DOLLARS?

This is where things get interesting; still now, we think of the US dollar, the USD as superior to a bitcoin or a Satoshi. We seem to make this foolish distinction:

The profit is not real unless I take my bitcoin, and convert it into cash, US dollars, and then if I do that… *then* it will be a profit.

But, like Michael Saylor says, what you should be doing is trying to take all your Fiat currency, a.k.a. your US dollars, and converting it all in to bitcoin, while you can.

June 2012–

Michael Saylor wrote a book called the mobile wave, all the way back in 2012, it is currently 2024, 12 years ago. Some things promised:

• A Harvard education will be available to anyone with the touch of a screen.
• Cash will become virtual software and crime proof. 
• Cars, homes, fruit, animals, and more will be “tagged” so they can tell you about themselves. 
• Buying an item will be as easy as pointing our mobile device to scan and pay.
• Land and capital will become more of a liability than an asset.
• Social mobile media will push all businesses to think and act like software companies.
• Employment will shift as more service-oriented jobs are automated by mobile software.

It looks like Michael Saylor was pretty spot on. First, education is practically free at this point, you can gain access to the worlds best thinkers, simply through YouTube, podcasts, etc.

I find the interesting thing is thinking of cash like virtual software, also, land and capital becoming more of a liability than an asset .

In modern daytimes, we believe there to be a divorce between the body, the mind, the soul whatever.

For example, we have this foolish idea that somehow, you could just be stuck in bars all day, and somehow have beautiful thoughts, beautiful ideas, etc.

Also other weird things; we tend to praise all of these artists, and creators who are all hooked on alcohol drugs methamphetamines etc.

For example, we all go gaga over Jean-Michel Basquiat, or Jackson Pollock artwork, but, don’t you know that Jackson Pollock was a severe alcoholic, I think he died in a car accident while driving under the influence of alcohol. Bad.

Also, Jean-Michel Basquiat, I think was hooked on cocaine or some other weird drugs. Therefore what we consider “innovative”, in terms of artwork is simply drugs manifesting in strange ways visual art imagery words etc.

Can you be innovative without drugs alcohol etc.? 

Am I the only sober millennial alive? The only person who was born in 1988, currently 36 years old, that doesn’t drink alcohol, any alcohol, smoke weed or do any drugs? I’ve only smoked weed maybe twice in my life, I wasn’t really into it that much. And I quit drinking alcohol not out of ethical reasons, but simply I didn’t like the way you made my body feel. The big realization was when I would track my sleep, and actually discovered that after drinking alcohol, even a small amount, didn’t actually help me to sleep, but ruined my sleep by 500%.

Why are all academics either low-key alcoholics, and also a lot of them are hooked on weed? 

Another strange thing with higher up elite society, a lot of them think and assume that for some reason wine is associated with elites, fanciness, whatever. Little do they know that wine is just sugary grape juice that makes you fat, with a good conscience. To know all this constipated knowledge about so-and-so wine grower and so so region, another way that people could feel big in grand for being fat, lazy, and alcoholics.

In modern-day America, it is not permitted to be anti-alcohol, or even anti-weed? 

First, I actually think that marijuana is a lot less bad than alcohol. Alcohol might be worse than marijuana by 1000 X. It is true that nobody ever died while smoking too much weed, but a lot of people do die from drinking too much alcohol. Alcohol might be one of the most toxic Substances on the planet, even Plutarch in his “Morals” mentions how the real serious soldiers, one day were at war, or in war, would be very wise to abstain from alcohol. Blue tart said that only slaves would drink alcohol, but actually in fact, if masters were smart, they would prevent their slaves from drinking alcohol, because it would make them wanton, and change their behavior in poor ways. 

Is there a physiological difference between men and women, men preferring to be outside whereas women prefer to be inside?

Inside or Outside?

I start difference; I always prefer to be outside, out and about, when I am indoors, I cannot think.

I don’t want to generalize to all human beings, or all women in general, but I wonder, if there is a slight predilection for men to be out and about, whereas women don’t mind either.

For example, if you think about this physiologically, men are taller, bigger, more muscular, better adaptive for hunting, killing, traversing larger distances in hopes of greater gains. Women tend to be smaller, weaker, less tall, less physical.

Therefore, it seems that while it is true that both men and women prefer to be out and about, men do have a preference to be outside more. 

And this is where I find the great difference between men and women; men treats women the way he would like to be treated, and vice versa.

For example, if you’re a man that prefers to be out and about all day all the time, you might try to convince or strongly suggest your female partner to do the same.

However, let us say that you are a woman, and you don’t really mind being at home all day or whatever, and you see your male partner want you to be out and about all the time, and you’re a bit confused;

“ Why does he want to always be out and about all the time? Why isn’t he just happy being content being at home?”

Male vs female scholars 

I do find there to be a dark difference between male and females scholars, male and female academics.

First, the difference  between scholars and academics. An academic is somebody who is part of the Academy, a.k.a. the university system. Academics tend to be small, skinny fat, or just fat, petty, too stuck in the system. 

I called her on the other hand, you could technically be both a scholar and a janitor. A scholar, scholarship, simply means that you like knowledge, seeking greater knowledge etc.

What do they look like?

Whenever I see a book, a new book, some sort of academic thing or activity or artwork, the first thing I do is just Google them, Google images them, or look what they look like on Flicker. Why? The main reason is that how would they look like matters. In terms of their body fat percentage, their height, their bodily composition etc.