If you think about the big picture: the big picture is 8 billion people with mobile phones served by a hundred million companies doing billions of transactions an hour, and the companies are settling with each other on the base layer in blocks of $80 million at a time, and then the companies are trading with the consumers in proprietary layers like layer three, and then on occasion, people are shuffling assets across custodians with Lightning layer two because you don’t want to pay $5 to move $50 — you want to pay a twentieth of a penny to move $50.