The availability of individual debt information to the public varies depending on the country and its privacy laws. In many countries, individual debt information is considered private and is protected by data protection laws. This information is typically accessible only to certain entities under specific conditions:

1. Credit Reporting Agencies: They collect and maintain individual credit information, including debt levels. This information is used to generate credit reports and scores, which are then made available to lenders, landlords, and sometimes employers, but with the individual’s consent.
2. Legal Proceedings: In cases of bankruptcy or court judgments regarding debt, such information may become public record. Bankruptcies, for example, are often listed in public court records that can be accessed by anyone.
3. Lenders and Financial Institutions: When you apply for credit, lenders will access your credit report to assess your creditworthiness. They typically require your permission to do this.
4. Government Agencies: In certain circumstances, government agencies may have access to debt information for regulatory or legal purposes.

In summary, while individual debt information is not broadly available to the general public, there are specific instances and entities that can access this information under regulated conditions. The overarching principle in many jurisdictions is the protection of personal financial information and the right to privacy.

In the United States, individual debt information is largely considered private and is protected by various laws and regulations. Here are the key points:

1. Credit Reporting Agencies (CRAs): CRAs like Equifax, Experian, and TransUnion collect and maintain individual credit and debt information. This data is used to create credit reports, which include details on debts like loans and credit card balances. These reports are available to lenders, landlords, and employers, but only with the individual’s consent.
2. Fair Credit Reporting Act (FCRA): The FCRA regulates the collection and use of credit information. It ensures that information about an individual’s credit is disclosed only for permissible purposes like credit evaluation, employment screening, and for certain insurance underwriting and rental decisions.
3. Public Records: Some debt information may become public through legal proceedings. For example, bankruptcies, tax liens, and some court judgments are public records and can be accessed by anyone.
4. Privacy Laws: There are various state and federal laws in the U.S. that protect personal financial information. These laws restrict who can access an individual’s debt information and under what circumstances.
5. Consent Requirements: Generally, your explicit consent is required for entities to access your detailed credit report, although there are exceptions, such as court orders or investigations.

So, while there are specific circumstances under which debt information can be accessed in the U.S., in general, individual debt information is not publicly available and is subject to strict privacy controls.