We are often taught that it is good and virtuous to invest money in our “future “, and to secure a prudent retirement future. However that notion is upholding Puritan values of self sacrifice for the greater good, not necessarily your good. I say instead to stake out a few thousand dollars into spend that money extravagantly on yourself, towards your own tools, arts experimentations and random speculations, then to spend it on other entities, stocks, funds, or even crypto currencies.
speculate in yourself, and invest in yourself. You are the ultimate good and aim.
Self entrepreneurship is the goal.